Entreprise:
Secteur: banque / finance / assurances
Taille: Entre 200 et 500 employés
Bank ABC Tunisie est une Banque Internationale filiale du Groupe Bank ABC fondé en 1980 à Bahreïn, Leader sur son segment de marché. Le Groupe Bank ABC est présent dans la région MENA, en Europe, en Asie, aux Etats-Unis et au Brésil et fournit des produits financiers et des services innovants exhaustifs comprenant le financement des entreprises, le financement des opérations de commerce international, le financement de projets, les financements structurés, la levée de fonds sur les marchés de capitaux, les syndications bancaires, les produits de trésorerie et la finance islamique. Notre Groupepropose également des services bancaires aux particuliers en Tunisie, Jordanie, Egypte et Algérie. Bank ABC est présente en Tunsie sous un double statut : une entité Offshore opérationnelle depuis l’an 1993 et une Banque commerciale résidente opérationnelle depuis l’an 2000. «Etre une Banque Internationale Leader dans la Région MENA» est notre Vision Stratégique. Les 3 C’s « Client au centre de notre attention, Collaboration et Cohérence» sont nos Valeurs Universelles.
Description de l'annonce:
As the Head of Credit you’ll have the overall responsibility for credit decisions for the Bank’s Corporate and Retail clients, working in alignment with the relevant credit teams and committees. You’ll have the support of an experienced team of Credit Officers and manage a wide variety of stakeholders in both front office and across Credit Risk department.
Essentially you’ll be:
Reviewing, approving, declining or recommending to appropriate higher authority, corporate credit applications for new originations, renewals or modification of existing loans terms and conditions
Reviewing and analyzing Retail loans and Loans’ Product programs to ensure that accepted underwriting standards are complied with
Responsible for the quality of loans including Watchlist loans, loan delinquencies and monitoring of classified loans
Responsible for enforcing the bank’s credit policies and procedures to mitigate risk and ensuring alignment to the Central Bank regulation
Continuously monitoring loans, to ensure annual reviews are well documented and risk ratings are accurate, identifying deteriorating credits and taking appropriate action to mitigate risk and communicate performance and concerns to top management.
Participating in defining the bank’s risk appetite
Supervising and coaching a team of Wholesale credit officers and Retail Banking underwriters
You will be reporting to the bank’s chief credit and risk officer
Qualifications:
Banking/Finance or Economics degree or equivalent
Master or certification in accountancy and/or finance, business or economics.
Knowledge, Skills and Abilities:
Minimum 10 years of relevant experience in financial analysis and credit assessment in Banking
Fluency in French, English and Arabic
Excellent verbal and written communication skills
Professionalism, capacity to analyze and synthesize
Problem solving and strategic thinking
Excellent interpersonal and communication skills
Ability to work under pressure and to meet tight deadlines
Independent.